Alberto Brugnoni, "Takaful and conventional insurance", maggio 2009 - Articolo sulla necessità di strutturare prodotti alternativi per la gestione dei premi delle società di Takaful
The risk-reward relationships that govern the investment decisions of Takaful companies and their conventional counterparts are similar as both groups insure their participants against the same kinds of risks with the additional constraint for the Takaful companies of Shariah-compliance. It is also true that Takaful companies, like conventional insurers, have fiduciary responsibilities vis-à-vis their customers similar to those of a quasi-trust.